It seems unlikely that less than 12 months ago anyone would seriously consider getting wedding insurance just in case a pandemic would force the cancellation of the big day, never mind anything else that could go wrong. After all, most weddings go smoothly and without any problems.
But if 2020 has taught us anything, it’s to expect the unexpected, and if you’re planning your wedding, then you might want to take a look at what wedding insurance is and why you should say ‘I do’ to it.
There is enough to worry about for your big day, and wedding liability insurance can provide you with the peace of mind to know that the financial and emotional burdens of your big day are covered, should an unpredictable disaster happen.
The average cost of a wedding in the UK is around £16,000, meaning there’s a lot at stake to lose should anything go wrong, so it is worth getting wedding insurance to protect your financial future.
Wedding event insurance can cover against unexpected situations that could cause postponement; a serious car accident, sudden illness, severe weather situations, a power outage at your reception, damaged or stolen wedding gifts, injured guests, no-show vendors, cancellations, lost photographs, loss of wedding bands, damage to the wedding gown, or even a global pandemic.
Aside from the potential to be very costly, it will put a real damper on your big day, especially if extra costs start adding up quickly. Wedding insurance will ensure you have protection from unforeseen problems.
It’s also worth shopping around for a wedding insurance policy that suits you best, and not necessarily the cheapest one. Also, always check with your vendors that they have liability insurance cover.
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